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Update Summary

ChatGPT adds Finances credit scores with Experian and VantageScore 3.0 insights, monthly updates, and credit monitoring alerts. Privacy Center also rolls out to signed-in users with centralized privacy, memory, personalization, data use, connected apps, and account security settings.

Update Details

Security

  • Privacy Center consolidates access to chat privacy, memory, personalization, data use, connected apps, and account security controls.

New Features

  • Track your credit score in ChatGPT by securely connecting an Experian credit report and VantageScore 3.0 score.
  • View personalized insights into factors affecting your credit score and how it relates to your finances and goals.
  • Receive monthly score and report updates plus credit monitoring alerts for changes such as new inquiries, accounts, or addresses.
  • Privacy Center provides a single place to manage privacy-related settings in ChatGPT.

Known Issues

  • Some eligible users may not see the credit-score feature right away.
  • Available options in Privacy Center depend on plan, region, and workspace settings.

Hints

  • Credit-score feature is rolling out in Finances to Plus and Pro users in the U.S. on web, iOS, and Android.
  • Experian connection is separate from bank accounts, so the credit-score feature can be used without connecting accounts through Plaid.
  • On the web, open the account menu, select Help, then select Privacy Center. On mobile, open Settings, then select Privacy Center.

Product Information

Vendor: OpenAI

Product: ChatGPT

Product type: Other

Platform: Web

Vendor information published: Sep 21, 2026

Original release notes: View on vendor site

Published on updatealert.io: Sep 24, 2026

Description: AI assistant for writing, coding, analysis, and productivity.